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Personal Insurance

Automobile: An automobile insurance policy protects you should your vehicle become damaged or stolen. Just as important, an automobile policy includes insurance for liability: property damage or injury to others caused by you and other household members as a result of operating a motor vehicle. more »
Antique Automobile: We have companies who specialize in insuring classic, exotic and antique vehicles. These policies are typically for occasional use or for those who participate in car shows. Appraisals or membership in a club may be required. more »
Homeowners: A homeowners policy has two major coverage sections - a property section and a liability section. The property section provides coverage for your home and personal property. The personal liability section provides coverage for bodily injury or property damage caused by your negligence. A homeowner policy can also be personalized to include greater levels of protection for important property, home office situations, liability for boat ownership, and additions or alterations to your residence. more »
Condominium: A condominium policy covers your personal property and personal liability. This policy also provides coverage for improvements and betterments to your unit, and loss assessment coverage. more »
Renters: A renters policy includes personal property and liability coverage for tenants. more »
Flood and Earthquake: These coverages are excluded from the standard homeowner policy. A separate policy can be written to cover these exposures. more »
Personal Umbrella Policy: An umbrella policy is an excess liability policy which provides additional liability protection once the liability limit on the primary insurance policy has been exhausted. An umbrella policy provides extra protection of $1 million or more. more »
Landlord, Dwelling Fire, & Rental Properties: These policies provide property and liability coverage for buildings that are rented or owner-occupied. more »
Boats and Personal Watercraft: A watercraft policy includes protection against loss to your boat, motors, trailers and equipment. Liability coverage is also provided for property damage or physical injury to others caused by you or other boat operators. more »
Recreational Vehicle: Specific policies are available for snowmobiles, ATV’s, motor homes, and travel trailers. more »
Motorcycle: Policies are available for any type of rider or motorcycle from full coverage on a new bike to liability only on an older bike. more »